Welcome to matthewochoa.com (the “Website”), operated by Matthew Ochoa Ministries (“we,” “us,” or “our”).
 

By accessing or using this Website, creating an account, purchasing products, accessing digital content, or otherwise using any services offered through the Website, you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
 

If you do not agree to these Terms of Use, please do not use the Website.
 

We reserve the right to modify, update, add to, or remove portions of these Terms of Use at any time. Changes become effective when posted to the Website unless otherwise required by law. Your continued use of the Website following the posting of changes constitutes your acceptance of the revised Terms.
 

Subject to your compliance with these Terms, Matthew Ochoa Ministries grants you a personal, non-exclusive, non-transferable, limited right to access and use this Website and its services for lawful personal purposes.
 

Content and Intellectual Property

All content made available through this Website, including but not limited to text, articles, books, excerpts, Bible studies, study guides, teaching materials, videos, audio recordings, sermons, courses, graphics, photographs, artwork, logos, trademarks, designs, downloads, digital resources, website layouts, and other materials (collectively, “Content”), is owned, controlled, or licensed by Matthew Ochoa Ministries or its respective licensors unless otherwise indicated.

Content is protected by applicable United States and international copyright, trademark, and other intellectual property laws.
 

Except where expressly permitted, no Content may be copied, reproduced, republished, uploaded, recorded, downloaded, distributed, publicly displayed, transmitted, translated, modified, sold, licensed, or otherwise exploited without prior written permission from Matthew Ochoa Ministries or the applicable rights holder.
 

You may access Content for your own personal, non-commercial use unless otherwise stated.

You may share links that direct others to original Content hosted on matthewochoa.com. However, you may not reproduce substantial portions of the Content on another website, platform, publication, course, product, or service without permission.
 

Books, Study Guides, Videos, and Digital Resources

Books, study guides, video studies, courses, teaching materials, downloads, and other resources offered through Matthew Ochoa Ministries are intended for personal use unless another license or permission is expressly provided.
 

Purchasing a physical or digital product does not transfer ownership of the underlying intellectual property or grant permission to reproduce, distribute, sell, publicly display, upload, or otherwise redistribute that material.
 

You may not reproduce or distribute digital study materials, video lessons, downloads, or other protected resources to individuals who have not obtained authorized access.
 

Unless otherwise stated, access to video studies and other digital resources is licensed to the individual account holder and is not transferable.
 

Accounts and Access

Certain areas of the Website may require you to create an account, purchase an access plan, or redeem a promotional or access code.
 

You are responsible for maintaining the confidentiality of your account credentials and for activity occurring through your account.
 

You agree to provide accurate information when creating an account or completing a transaction and to keep relevant information reasonably current.
 

You may not share account credentials for the purpose of allowing unauthorized individuals to access paid, restricted, or otherwise protected Content.
 

We reserve the right to suspend or terminate access to an account if we reasonably believe it is being used fraudulently, shared in violation of these Terms, used to gain unauthorized access to Content, or otherwise used in violation of these Terms.
 

Promotional and Redemption Codes

Matthew Ochoa Ministries may provide promotional, discount, or redemption codes in connection with books, study guides, special offers, events, or other products.
 

Unless otherwise stated, such codes are intended only for their authorized purpose and may be subject to restrictions, expiration dates, or other conditions.
 

Codes may not be sold, reproduced for unauthorized distribution, publicly posted, or otherwise exploited in a manner inconsistent with their intended use.
 

Matthew Ochoa Ministries reserves the right to deactivate or replace a promotional or redemption code if it is reasonably believed to have been compromised, publicly distributed, fraudulently obtained, or otherwise misused.
 

Purchases and Payments

Products and services offered through the Website may be subject to separate pricing, shipping, availability, refund, cancellation, or other terms disclosed at the time of purchase.
 

Prices are subject to change without notice. Any applicable taxes, shipping charges, or other fees will be disclosed where required during the purchasing process.
 

Payments may be processed through Wix or other third-party payment providers. Your use of those payment services may also be subject to the applicable provider's terms and privacy policies.
 

We reserve the right to refuse, cancel, or limit an order when reasonably necessary, including in cases of suspected fraud, pricing or listing errors, unauthorized transactions, product unavailability, or violations of these Terms.
 

Your Use of the Website

You agree to use the Website only for lawful purposes.
 

You may not attempt to gain unauthorized access to any portion of the Website, another user's account, restricted Content, servers, systems, or networks connected to the Website.
 

You may not interfere with the operation or security of the Website, introduce malicious code, attempt to circumvent access restrictions, scrape or systematically extract protected Content, or use automated means to access the Website in a manner that places an unreasonable burden on its systems.
 

You may not use the Website or its Content in a manner that infringes the intellectual property, privacy, contractual, or other legal rights of Matthew Ochoa Ministries or any third party.
 

Third-Party Websites and Services

The Website may contain links to websites, retailers, video platforms, social media platforms, payment providers, or other services operated by third parties.
 

These links are provided for convenience and do not necessarily constitute an endorsement of the third party or its content.
 

Matthew Ochoa Ministries does not control and is not responsible for the availability, content, security, policies, products, services, or practices of third-party websites or services.
 

When you leave matthewochoa.com or use a third-party service, your activity may be governed by that third party's terms and privacy policies.
 

Ministry and Educational Content

Content provided through this Website, including books, Bible studies, videos, sermons, articles, courses, and other teaching materials, is provided for religious, educational, and informational purposes.
 

While Matthew Ochoa Ministries seeks to provide teaching that faithfully represents its understanding of Scripture, use of the Website or its Content does not guarantee any particular spiritual, physical, emotional, financial, relational, or other outcome.
 

Nothing on this Website should be understood as individualized medical, psychological, legal, financial, or other licensed professional advice.
 

Content concerning health, healing, sickness, or related subjects is religious and educational in nature and is not intended to diagnose, treat, cure, or prevent any medical condition or to substitute for advice from a qualified healthcare professional.
 

You are responsible for decisions you make based upon or in connection with your use of the Website and its Content.
 

Disclaimer of Warranties

The Website and its Content are provided on an “as is” and “as available” basis to the fullest extent permitted by applicable law.
 

Matthew Ochoa Ministries does not guarantee that the Website, Content, products, services, member areas, videos, downloads, or other features will always be available, uninterrupted, secure, or error-free.
 

We do not warrant that defects will always be corrected or that the Website or the servers and services used to operate it will be free from viruses or other harmful components.
 

To the fullest extent permitted by applicable law, Matthew Ochoa Ministries disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.
 

Your use of the Website and its Content is at your own discretion and risk.
 

Limitation of Liability

To the fullest extent permitted by applicable law, Matthew Ochoa Ministries and its officers, employees, representatives, contractors, agents, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your access to or use of, or inability to access or use, the Website, Content, products, or services.

Where liability cannot lawfully be excluded, liability will be limited to the maximum extent permitted by applicable law.
 

Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited.
 

Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Matthew Ochoa Ministries and its officers, employees, representatives, contractors, agents, and affiliates from claims, liabilities, losses, damages, costs, and expenses, including reasonable attorneys' fees, arising from your unlawful or unauthorized use of the Website, your violation of these Terms, or your infringement of the rights of another person or entity.
 

Violation of These Terms

Matthew Ochoa Ministries reserves the right to investigate suspected violations of these Terms and to take reasonable action in response.
 

We may restrict, suspend, or terminate access to the Website, user accounts, member areas, or protected Content when reasonably necessary to enforce these Terms, protect our rights or users, prevent fraud or misuse, or comply with applicable law.
 

We may preserve or disclose information when reasonably necessary to comply with applicable law, legal process, governmental requests, enforce these Terms, investigate potential violations, prevent fraud or security issues, or protect the rights and safety of Matthew Ochoa Ministries, our users, or others.
 

Governing Law

These Terms of Use and any dispute arising from or relating to your use of the Website will be governed by the laws of the State of California, without regard to conflict-of-law principles, except where otherwise required by applicable law.
 

Any legal proceeding that is not otherwise subject to a valid alternative dispute-resolution agreement shall be brought in an appropriate court having jurisdiction in California, unless applicable law requires otherwise.
 

Severability

If any provision of these Terms is found to be unlawful, invalid, or unenforceable, that provision will be interpreted or modified to the minimum extent necessary to make it enforceable where permitted.
 

If modification is not possible, the affected provision will be considered severed from these Terms. The remaining provisions will remain in full force and effect.
 

Entire Agreement

These Terms of Use, together with our Privacy Policy and any additional terms expressly applicable to a particular product, purchase, service, or feature, constitute the agreement between you and Matthew Ochoa Ministries concerning your use of the Website.
 

Changes to These Terms

We reserve the right to modify these Terms from time to time.
 

Changes will become effective when the revised Terms are posted on the Website unless otherwise required by law. The “Last Updated” date at the top of this page indicates when these Terms were most recently revised.
 

Your continued use of the Website after revised Terms become effective constitutes your acceptance of those Terms.
 

Questions and Contact Information

Questions regarding these Terms of Use may be directed to:
 

Matthew Ochoa Ministries
P.O. Box 254
Visalia, CA 93279
Phone: 559-212-4827
Email: info@matthewochoa.com
 

For information regarding how we collect and use personal information, please review our Privacy Policy.
 

Any rights not expressly granted herein are reserved.